Search

Mortgage Underwriter

Posted: 14/09/24
Recruiter:Team Jobs - Commercial
Reference:2822965108
Type:Permanent
Salary:£37,000 - £40,000 Annual + excellent benefits
Location:Maidstone, Kent
Description:

An exciting opportunity for an experienced Mortgage Underwriter to join a leading Mortgage specialist located in Maidstone.

Reporting into the Head of Underwriting you will be joining a driven, committed team sharing exciting opportunities for continued career progression, training and support.

Within this role you will use your underwriting experience (1 year +) to ensure applications are assessed accurately inline with lending compliance and procedures , ensuring full compliance, minimising risk, managing your own pipeline effectively & efficiently to provide the right outcome for each Application.

This is a full-time, office-based position - 4 days in the office and 1 day working from home after probation period.

Role Responsibilities:

Underwrite Mortgage Applications to high standards, ensuring Lending Criteria is adhered to.

Monitor CAIS/Credit data for all individual/company Applications.

Assess Portfolio Landlords ensuring compliant with current regulations and guidelines.

Effectively, and proactively, manage your own pipeline.

Take ownership of at times more complicated cases and queries.

Plan and prioritise allocated workloads against agreed service standards.

Assess Applications within a prescribed Mandate level and presenting Applications to higher Mandate holders/Credit Committee when applicable.

Build and maintain effective relationships with colleagues across the business.

Ideally you will bring with you:

A minimum of 1 years underwriting experience

A strong understanding of the Mortgage process and a strong knowledge of the Mortgage market.

Proactive in assessing Applications and communicating with clients and also internally within the business, seeking to exceed customer expectations.

Supports colleagues with a positive approach, seeking the best outcome.

Strong analytical skills and logical approach to problem solving, with high attention to detail.

Strong teamwork, communication, and collaborative skills.

Benefits include:

25 days holiday plus bank holidays

Private Health

Generous Pension contributions

Death in service benefit

Supported training and development.

Free parking

Please apply/get in touch to hear more!

INDCP

Share this

Recruiting now