Credit Strategy Risk Manager

Join us as aCredit Strategy RiskManager

• We'll lookto you to drive forward our NatWest Boxed credit strategy throughthe influence and ownership of new product design, account opening,portfolio management, innovation or arrears, covering strategy andpolicy
• You'll be driving the development ofembedded personal lending portfolios through NatWest Boxed,assessing and recommending opportunities whereappropriate
• This is an opportunity to gainexposure as you work with teams across the bank to design, signoff, implement, test and monitor creditpolicies

Whatyou'll do

As aCredit Strategy Risk Manager, you'll be supporting NatWest Boxed todeliver credit risk services to clients through developing andmaintaining risk and decision support models, providing otheranalytically driven insight and innovative solutions to achievefuture strategicpriorities.

You'll alsobe:

• SupportingNatWest Boxed to help prospective clients understand the value ourcredit risk services provides to theirbusiness
• Providing technical and credit riskstrategy input into new client and product developments, regulatorychanges and informing of key credit risk standardrequirements
• Supporting the management ofportfolio credit risks including bad debt provisions, risk weightedassets and costs, delivering impairments and provision cover withinlimits
• Ensuring the NatWest Boxed personalcredit risk portfolios continue to perform within risk limitframeworks
• Driving active and effective changemanagement through the successful design, development and deliveryof key strategic initiatives
• Managingstakeholders across a diverse matrixstructure
• Liaising and influencing thefranchise regarding ongoing credit customer management andprojects
• Providing insight and challenge whereappropriate, driving the automationagenda

Theskills you'llneed

To succeed inthis role, you'll need experience with coding languages, coupledwith excellent analytical skills. As well as this, you'll need agood understanding of the banking industry, its risk management,and the regulatoryrequirements.

You'll haveexperience of working with external clients, developing theirunderstanding of credit risk strategies and decisioning systems todeliver on risk appetite.

Inaddition, you'lldemonstrate:

• Excellentanalytical skills as well as p revious experience withthe development and practical application ofrisk
• Project management skills and the abilityto work as a team and with stakeholders
• Theability to explain technical subject matter to a nontechnicalaudience
• Experience in supporting and coachingbusinesses in a consultative role, supporting business developmentconversations and working collaboratively with a wide range ofstakeholders to balanceobjectives
• Excellent knowledge ofthe personal banking market place, the associated legal andregulatory requirements, ensuring credit initiatives, processes andsystems meetrequirements