Fraud Policy and Oversight Lead

Join us as aFraud Policy & OversightLead

• This is anextremely visible role in which you'll be recognised as one of ourleading fraud technical specialists and the primary interface withthe NatWest Holdings' First Line of Defence (FLOD) regardinginternal and external fraud
• You'll beresponsible for providing fraud technical expertise to conductproductive and effective oversight and challenge, setting andmaintaining our fraud policy and risk appetite, and drivingexternal engagement on regulatory change and upstreamrisks
• We'll look to you to engage and influencethe industry and other public and private sector bodies to supportthe bank's and UK's response tofraud

Reporting to the Head ofEconomic Crime Oversight as well as the Head of Financial CrimeRisk Specialist, you'll define, develop, and maintain our fraudpolicy suite in line with evolving regulations, legislation,guidance, and internal risk appetite. You'll define and maintainour fraud risk appetite measures. You'll also ensure upstreamregulatory risk agendas are understood and factored into thebusiness plans forchange.

You'll independentlyoversee, challenge, and advise on the effectiveness of Fraudsystems and controls and the risk-taking activities undertaken bythe Fraud Centre of Excellence and NWH franchises, ensuring thatthey operate within the parameters of our policy, frameworks, andappetite. This will involve providing a formal risk opinion inexecutive reporting and at relevant governance committees inrespect of the business' financial crime risk profile and controlenvironment. You'll also provide specialist input and oversee thedevelopment of new propositions, including new products, services,mergers, acquisitions, disposals, investments, innovation, and theadoption of new technology. As well as this you'll oversee thebusiness development of new products and services and advocatebuilding fraud risk capability in theFLOD.

In addition to this,you'll:

• Lead anddirect the team to support the effective control of fraud risk,providing feedback and coaching tocolleagues
• Act as the escalation point ofcontact for complex policy, customer, and regulatorymatters.
• Deliver robust oversight of Fraudsystems and controls to ensure policy compliance and operationwithin risk appetite
• Work with FLOD to deliverthe annual enterprise wide Fraud Risk Summary, considering policycompliance as well as upstream risks
• Overseeand challenge the periodic refresh and execution of riskassessments and risk appetite statements, helping to ensure theseare dynamic, forward looking, and consider emergingrisks
• Lead the Financial Crime Mandatorylearning programme and training needsanalysis
• Engage with industry and the publicsector in relation to the Bank's and UK's response tofraud

We'relooking for someone with excellent industry knowledge andcommercial awareness of fraud risk and risk management principlesand technologies. Along with experience of providing thoughtleadership on fraud prevention and detection, you'll have abackground in financial crime risk management and associated riskmanagement technologies.

We'realso lookingfor:

• Experience ofapplying risk strategies across the product lifecycle in customerfacing business areas
• Experience of applyingfraud technical specialism to broader financial crimeframeworks
• Well-developed stakeholder andrelationship management skills
• The ability towork collaboratively and influencedirection
• Strong communication skills toprovide proactive and effective fraud risk oversight andconstructivechallenge